I don^t get the point of Instant loans

If you ask me for example, I wouldn"t be able to tell you anything that would make any sense about the point of taking loans. Especially on short time basis, you know what I mean? there is absolutely nothing that makes less sense than that in my opinion. People tend to take Instant loans whenever it is needed. They take it all the time, no matter what they have planned for their future. They don"t get the point of the whole thing, which is that it can ruin one"s life. taking Instant loans has completely no point in it. you have to get that money back very soon anyway, so what is the advantage you get? Only this, that you get the money for that very one day you need it. but it is all the matter of perceiving the situation. If you wait a little bit longer you would be able to have it anyway, isn"t that right? What would you like to add to that? I know what I am talking about and I don"t need anybody to tell anything else to me on that, I know what I am standing on, so to say. Actually all the people involved in this business should know what Instant loans are connected with, you know what I mean? taking such risk is completely unnecessary in case of many people. I guess that would be all as far as this post is concerned.